PRIVACY NOTICE
We may collect non-public personal information about you from the following sources:
¤ Information that you provide to us, such as on applications or other forms;
¤ Information about your transaction with us or others; and
¤ Information from others, such as credit bureaus, real estate appraisers and employers
We do not disclose any non-public personal information about you to anyone, except as permitted by law.
To maintain security of customer information, we restrict access to your personal and account information to persons who need to know that information to provide you products or services. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your non-public personal information.If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.
HORIZON OF NORTH CAROLINA INC.
1237 SOUTH SCALES ST
REIDSVILLE, NC 27320
Terms of use.
These are the Terms of Use that apply to this Web site (this "Site"), owned and operated by Horizon-nc.com("Horizon of North Carolina Inc."). By accessing, browsing through, or using this Site, and regardless of whether you purchase or use any of the products or services offered on this Site, you acknowledge and agree as follows:
1. Compliance with Laws and Regulations. Your access to and use of this Site are subject to all applicable federal, state, local, and international laws and regulations.
2. Intellectual Property. This Site displays various trademarks, service marks, and logos ("Intellectual Property"). You may not use any Intellectual Property for any purpose without the prior written permission of the owner of the Intellectual Property. All information and content, including any products, services, marketing plans, proprietary technology, processes, programs, or procedures ("Content"), are protected by copyright. You may not copy, distribute, display, publish, sell, license, or otherwise use any Content available on or through this Site for commercial or public purposes.
3. No Warranties.All Content, products, and services on this Site or obtained from a Web site to which the Site is linked (a "Linked Site") are provided "as is" without warranty of any kind, express or implied, including, but not limited to, warranties of non-infringement, merchantability, fitness for a particular purpose, security, or accuracy. Neither Horizon of North Carolina Inc. nor its parent, affiliates, or subsidiaries warrant or are responsible for the accuracy or reliability of either: (a) any Content or (b) any product or service provided on this Site or a Linked Site.
4. Limitation of Liability.a. Neither Horizon of North Carolina Inc. nor its parent, affiliates, or subsidiaries are liable for any loss or damage caused by a visitor's reliance on: (1) any Content or (2) any product or service obtained through this Site or a Linked Site. You are responsible for assessing the accuracy and completeness of any information obtained from this Site or a Linked Site. b. Neither Horizon of North Carolina Inc. nor its parent, affiliates, or subsidiaries are responsible or liable for any inaccuracies, errors, or omissions in the Content or in the products or services offered on this Site or a Linked Site. c. Neither Horizon of North Carolina Inc. nor its parent, affiliates, or subsidiaries are liable in any way for any special, punitive, consequential, or indirect damages in connection with the use of this Site or a Linked Site, or with the delay or inability to use this Site or a Linked Site, whether or not Horizon of North Carolina Inc. is made aware of the possibility of such damages. This limitation includes, but is not limited to, the transmission of any viruses or Trojan horses that may affect a visitor's equipment, failure of any electronic or telephonic equipment, communication or connection lines, unauthorized access, theft, operator errors, or any force majeure. Horizon of North Carolina Inc. does not guarantee continuous, uninterrupted, or secure access to this Site or a Linked Site.
5. Privacy and Security.Except as may otherwise be required by law, Horizon of North Carolina Inc. adheres to the "Privacy and Security" policy posted on this Site. You acknowledge that you have read and agree to the Privacy and Security policy. You should be aware, however, that a Linked Site may contain privacy policies that differ from Horizon of North Carolina Inc.'s policy. Neither Horizon of North Carolina Inc. nor its parent, affiliates, or subsidiaries are responsible for any of those other sites' provisions and expressly disclaim any liability related to such policies.
6. Linked Sites. You acknowledge that this Site enables you to click on links that transfer you to Linked Sites. Neither Horizon of North Carolina Inc. nor its parent, affiliates, or subsidiaries are responsible or liable to you in connection with Linked Sites. WHEN YOU ACCESS LINKED SITES AND THEIR RELATED SERVICES, INCLUDING PAGES ON THOSE SITES THAT HAVE HORIZON OF NORTH CAROLINA INC.'S LOOK AND FEEL, YOUR RIGHTS AND OBLIGATIONS WILL BE GOVERNED BY THE AGREEMENTS AND POLICIES THAT APPLY TO THE USE OF THOSE SITES OR SERVICES. Inclusion on this Site of advertisements or links to Linked Sites does not imply any endorsement by Horizon of North Carolina Inc. of that material.
7. Unauthorized Links. Horizon of North Carolina Inc. prohibits unauthorized hypertext links to this Site or the framing of any Content available through this Site. Horizon of North Carolina Inc. reserves the right to disable any unauthorized links or frames.
8. Use of "Cookies." Horizon of North Carolina Inc. reserves the right to store information on your computer in the form of a "cookie" or similar file or device for the purpose of modifying this Site to enhance your browsing experience and track your Site navigation preferences. If you do not wish to permit "cookies" to be stored on your computer, you may disable them by following the instructions provided with your browser software. If you elect to disable "cookies," however, please be aware that you will not be able to use certain Web sites and that your browsing experience at this Site and other sites may suffer.
9. Changes to Terms of Use. Horizon of North Carolina Inc. reserves the right to revise these Terms of Use at any time. When you visit this Site, you are deemed to be apprised of and bound by any such changes.
10. Governing Law.These Terms of Use will be interpreted under the laws of the United States and the State of North Carolina.
11. Violations of Terms of Use.Horizon of North Carolina Inc. reserves the right to seek all remedies available for violation of these Terms of Use, including the right to block access from a particular Internet address to this Site.12. Indemnification. You will indemnify and hold harmless Horizon of North Carolina and its parent, affiliates, and subsidiaries from and against any third-party claims, demands, losses, liability, damages, or expenses (including reasonable attorney's fees) arising from your violation of these Terms of Use. © 2002 Horizon of North Carolina Inc. All rights reserved.
¤ Information that you provide to us, such as on applications or other forms;
¤ Information about your transaction with us or others; and
¤ Information from others, such as credit bureaus, real estate appraisers and employers
We do not disclose any non-public personal information about you to anyone, except as permitted by law.
To maintain security of customer information, we restrict access to your personal and account information to persons who need to know that information to provide you products or services. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your non-public personal information.If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.
HORIZON OF NORTH CAROLINA INC.
1237 SOUTH SCALES ST
REIDSVILLE, NC 27320
Terms of use.
These are the Terms of Use that apply to this Web site (this "Site"), owned and operated by Horizon-nc.com("Horizon of North Carolina Inc."). By accessing, browsing through, or using this Site, and regardless of whether you purchase or use any of the products or services offered on this Site, you acknowledge and agree as follows:
1. Compliance with Laws and Regulations. Your access to and use of this Site are subject to all applicable federal, state, local, and international laws and regulations.
2. Intellectual Property. This Site displays various trademarks, service marks, and logos ("Intellectual Property"). You may not use any Intellectual Property for any purpose without the prior written permission of the owner of the Intellectual Property. All information and content, including any products, services, marketing plans, proprietary technology, processes, programs, or procedures ("Content"), are protected by copyright. You may not copy, distribute, display, publish, sell, license, or otherwise use any Content available on or through this Site for commercial or public purposes.
3. No Warranties.All Content, products, and services on this Site or obtained from a Web site to which the Site is linked (a "Linked Site") are provided "as is" without warranty of any kind, express or implied, including, but not limited to, warranties of non-infringement, merchantability, fitness for a particular purpose, security, or accuracy. Neither Horizon of North Carolina Inc. nor its parent, affiliates, or subsidiaries warrant or are responsible for the accuracy or reliability of either: (a) any Content or (b) any product or service provided on this Site or a Linked Site.
4. Limitation of Liability.a. Neither Horizon of North Carolina Inc. nor its parent, affiliates, or subsidiaries are liable for any loss or damage caused by a visitor's reliance on: (1) any Content or (2) any product or service obtained through this Site or a Linked Site. You are responsible for assessing the accuracy and completeness of any information obtained from this Site or a Linked Site. b. Neither Horizon of North Carolina Inc. nor its parent, affiliates, or subsidiaries are responsible or liable for any inaccuracies, errors, or omissions in the Content or in the products or services offered on this Site or a Linked Site. c. Neither Horizon of North Carolina Inc. nor its parent, affiliates, or subsidiaries are liable in any way for any special, punitive, consequential, or indirect damages in connection with the use of this Site or a Linked Site, or with the delay or inability to use this Site or a Linked Site, whether or not Horizon of North Carolina Inc. is made aware of the possibility of such damages. This limitation includes, but is not limited to, the transmission of any viruses or Trojan horses that may affect a visitor's equipment, failure of any electronic or telephonic equipment, communication or connection lines, unauthorized access, theft, operator errors, or any force majeure. Horizon of North Carolina Inc. does not guarantee continuous, uninterrupted, or secure access to this Site or a Linked Site.
5. Privacy and Security.Except as may otherwise be required by law, Horizon of North Carolina Inc. adheres to the "Privacy and Security" policy posted on this Site. You acknowledge that you have read and agree to the Privacy and Security policy. You should be aware, however, that a Linked Site may contain privacy policies that differ from Horizon of North Carolina Inc.'s policy. Neither Horizon of North Carolina Inc. nor its parent, affiliates, or subsidiaries are responsible for any of those other sites' provisions and expressly disclaim any liability related to such policies.
6. Linked Sites. You acknowledge that this Site enables you to click on links that transfer you to Linked Sites. Neither Horizon of North Carolina Inc. nor its parent, affiliates, or subsidiaries are responsible or liable to you in connection with Linked Sites. WHEN YOU ACCESS LINKED SITES AND THEIR RELATED SERVICES, INCLUDING PAGES ON THOSE SITES THAT HAVE HORIZON OF NORTH CAROLINA INC.'S LOOK AND FEEL, YOUR RIGHTS AND OBLIGATIONS WILL BE GOVERNED BY THE AGREEMENTS AND POLICIES THAT APPLY TO THE USE OF THOSE SITES OR SERVICES. Inclusion on this Site of advertisements or links to Linked Sites does not imply any endorsement by Horizon of North Carolina Inc. of that material.
7. Unauthorized Links. Horizon of North Carolina Inc. prohibits unauthorized hypertext links to this Site or the framing of any Content available through this Site. Horizon of North Carolina Inc. reserves the right to disable any unauthorized links or frames.
8. Use of "Cookies." Horizon of North Carolina Inc. reserves the right to store information on your computer in the form of a "cookie" or similar file or device for the purpose of modifying this Site to enhance your browsing experience and track your Site navigation preferences. If you do not wish to permit "cookies" to be stored on your computer, you may disable them by following the instructions provided with your browser software. If you elect to disable "cookies," however, please be aware that you will not be able to use certain Web sites and that your browsing experience at this Site and other sites may suffer.
9. Changes to Terms of Use. Horizon of North Carolina Inc. reserves the right to revise these Terms of Use at any time. When you visit this Site, you are deemed to be apprised of and bound by any such changes.
10. Governing Law.These Terms of Use will be interpreted under the laws of the United States and the State of North Carolina.
11. Violations of Terms of Use.Horizon of North Carolina Inc. reserves the right to seek all remedies available for violation of these Terms of Use, including the right to block access from a particular Internet address to this Site.12. Indemnification. You will indemnify and hold harmless Horizon of North Carolina and its parent, affiliates, and subsidiaries from and against any third-party claims, demands, losses, liability, damages, or expenses (including reasonable attorney's fees) arising from your violation of these Terms of Use. © 2002 Horizon of North Carolina Inc. All rights reserved.
